File a Complaint

Independent Medical Review & Complaint Process

If your health plan denies, changes, or delays your request for medical services, denies payment for emergency treatment or refuses to cover experimental or investigational treatment for a serious medical condition, you can apply for an Independent Medical Review (IMR).

You can also file a Consumer Complaint when you have other issues with your health plan. These issues can consist of billing problems, cancellation of coverage, claim and copay disputes, delays in getting an appointment, referral or authorization, access to translation services, finding an in-network doctor, hospital, or specialist, complaints about a doctor or plan and continuity of care.

For additional resources, and regulating authorities related to your concerns, see our attached Resource List.

How to Apply

Before filing an Independent Medical Review (IMR)/Complaint with the DMHC you are first required to File a Grievance/Complaint with Your Health Plan.

Once you have participated in the 30-day process with your health plan, if the issue has not been resolved or you are not satisfied with the decision, you can proceed with filing an IMR/Complaint with the DMHC. If your health problem is urgent, you may seek immediate assistance from the DMHC.

Submission Options

For your convenience, an IMR and Complaint can be submitted to the DMHC on one IMR/Complaint form.

You have the option to submit your IMR/Complaint form either online, by mail or by fax. Be sure to complete all fields, include any copies of supporting documents and if applying by mail or fax - sign the form.

You must submit your IMR/Complaint Form to the DMHC after your health plan sends you a written decision about your issue.


Submit Online (English / Español)

Submit by Mail
(Many Languages)

Submit by Fax
(Many Languages)

NOTE: The DMHC strongly encourages you to file an IMR or Complaint form electronically through the online option (English / Español) to process your request as quickly as possible. Filing by mail may take longer to process.

Authorized Assistant Form

If you want to give another person permission to help you with your Independent Medical Review (IMR) or Complaint, use the form below. You have the option to send the form either as an attachment with your online IMR/Complaint Form, or with your supporting documents by mail or fax...

We cannot talk to another person about your case unless you sign this form:

What Happens Next

The Help Center will review your application and send you an acknowledgement of receipt letter within 7 days.

Expedited IMR decisions are typically determined within 7 days after the case has qualified for an IMR and the required documentation has been received by the DMHC’s Independent Medical Review organization.

Non-expedited IMRs are usually decided within 45 days and Consumer Complaints within 30 days.

A graphic describing that if the IMR is decided in your favor, the health plan must authorize the service or treatment.

Graphic of speech bubblesHave additional questions? Take a look at our Frequently Asked Questions.

Help Center

Need Help with Your Health Plan?

Call the DMHC Help Center


or submit an Independent Medical Review/Complaint Form

Understanding the Independent Medical Review (IMR)/Complaint Process

Understanding the IMR/Complaint Process
  • How it works.
  • How to apply.
  • What happens next.

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