Financial Solvency Standards Board Members


Larry deGhetaldi, M.D.

Family Physician, Palo Alto Medical Foundation

Larry deGetaldi, M.D., Palo Alto Medical FoundationLarry deGhetaldi, M.D., is a family physician who leads the Santa Cruz Division of the Palo Alto Medical Foundation.

deGhetaldi is also a trustee on the California Medical Association’s board representing physicians in group practices. deGhetaldi participates in many other professional activities and has been a licensed physician in California since 1984.



Paul Durr

CEO, Sharp Community Medical Group

Paul Durr, Sharp Community Medical GroupPaul Durr, is CEO of Sharp Community Medical Group, where he leads a team that provides care for more than 350,000 lives, in San Diego County.

Durr joined Sharp Community Medical Group in 1992 and served as the Chief Financial Officer for 12 years. Most recently, Durr served as Vice President of Physician Network Development at Sharp HealthCare, focused on the launch of Sharp Care Physicians, Inc., a network of Sharp-affiliated physicians in San Diego County.

Paul received his Bachelor’s Degree in Business Administration from the University of San Diego in 1986 and his CPA certificate in 1990.

Jen Flory

Policy Advocate

Jen Flory, Policy Advocate

Jen Flory is a Policy Advocate specializing in access to health care for low-income Californians. Her passion for health care advocacy stems not just from a desire for social justice, but also from personal experience.

As a young adult, she was unable to purchase health insurance, went without needed health care, and attended law school, in part, so she could get health coverage. She also witnessed other family members struggle to pay off large medical debts or put off care until illness was untreatable.

In addition to her work at Western Center, Jen served as the Supervising Attorney for Neighborhood Legal Services of LA County’s Health Consumer Center and the Director of the Cancer Legal Resource Center at Disability Rights Legal Center. She has also worked as an immigration attorney. Jen has experience litigating cases, drafting legislation and regulatory comments, writing consumer and advocate materials, and training advocates and community members.

Theodore (Ted) Mazer, M.D.

Otolaryngologist-Head and Neck surgeon

Theodore (Ted) Mazer, M.D,

Theodore (Ted) Mazer, M.D., is an Otolaryngologist-Head and Neck surgeon in private practice in San Diego since 1988, caring for a large MediCal population along with Medicare, PPO and HMO patients. He served as President of the California Medical Association (CMA) from 2017-2018, and on the CMA Board of Trustees for 17 years. He also served as President of the San Diego County Medical Society, President of the Pacific Foundation for Medical Care, Chief of staff at Alvarado Hospital, member of the Anthem national Physicians Advisory Commission, and on the Boards and management of several IPA organizations, including as a current Director of a messenger model IPA throughout San Diego County.

Dr. Mazer practices full time, while also being an active advocate for access to care locally and nationally, including as an intervenor in a US Supreme Court case involving MediCal. He is also a frequent media spokesperson on medical access, insurance and financing issues. He has been a licensed California physician since completing his residency at Baylor College of Medicine in 1988.


John Grgurina

CEO, San Francisco Health Plan (SFHP)
Chair of the Financial Solvency Standards Board

John Grgurina, San Francisco Health PlanJohn Grgurina, Jr., is CEO of San Francisco Health Plan (SFHP), which provides affordable health care coverage to over 149,000 low and moderate-income San Franciscan families.

Prior to leading SFHP, Grgurina was a Senior Health Policy Consultant at The Institute for Health Policy Solutions, serving the California Executive and Legislative branches on the design of market reforms and exchanges. Grgurina was also the President of PacAdvantage from 2001-2007, the nation’s largest nonprofit small employer exchange covering over 130,000 members. Grgurina also worked for the Managed Risk Medical Insurance Board as Chief Deputy Director, where he helped create the Healthy Families Program and Health Insurance Plan of California purchasing pool.

Grgurina received his Bachelor’s Degree from the University of California, Los Angeles, and his Masters of Public Administration from California State University, Hayward.

Jeff Rideout, M.D.

President and Chief Executive Officer, Integrated Healthcare Association (IHA)

Jeff Rideout, M.D., Integrated Health CareJeff Rideout, M.D., is President and Chief Executive Officer of the Integrated Healthcare Association (IHA).

Prior to joining IHA, he was the Senior Medical Advisor for Covered California. Dr. Rideout also served as the Senior Vice President, Chief Medical Officer for TriZetto Group, the global leader of the healthcare division for Cisco Systems Internet Business Solutions Group, and as the Chief Medical Officer and Senior Vice President for Blue Shield of California. Rideout has extensive experience in performance measurement, payment innovation initiatives and the use of technology to improve the healthcare system.

He completed his residency training in internal medicine at University of California, San Francisco and is a Fellow of the American College of Physicians. He received his medical degree from Harvard Medical School and his undergraduate degree from Stanford University.

Mary Watanabe

​ Director, Department of Managed Health Care

Mary WataActing Director - Mary Watanabenabe, is the Director of the Department of Managed Health Care. As Director, she convenes the Financial Solvency Standards Board (FSSB) to advise the DMHC on matters of financial solvency that affect the delivery of health care services and to recommend solvency requirements and standards.  

Mary joined the Department in 2015 as the Deputy Director for Health Policy and Stakeholder Relations, where she was responsible for fostering proactive and effective relations between the DMHC and its stakeholders, while serving as primary advisor to the Director on critical issues and providing strategic planning and policy direction on emerging issues and industry trends. Prior to joining the DMHC, Mary served as Deputy Director for the Sales Division at Covered California, where she oversaw the implementation of the Navigator Grant Program, the Outreach and Education Grant Program and the engagement of community partners to educate consumers and small business owners about the health care options available through Covered California.

Prior to joining Covered California, Mary served for 12 years with the Managed Risk Medical Insurance Board in the areas of contract development and monitoring, eligibility and enrollment, and benefits administration of several public health care programs, including the Healthy Families Program.  She also participated in the implementation of the  Pre-Existing Condition Insurance Plan, a federally funded high-risk pool that offered health coverage to medically uninsurable Californians.

Mary holds a bachelor’s degree in Psychology from California State University, Sacramento.

Amy Yao

Senior Vice President and Chief Actuary, Blue Shield of California

Amy Yao, Blue Shield of CaliforniaAmy Yao, is Senior Vice President and Chief Actuary at Blue Shield of California, where she is responsible for pricing and financial risk prediction and management strategies.

She oversees product and provider network analytics to support network contracting and development strategies for Accountable Care Organizations, commercial and Medicare risk revenue management, cost of healthcare trend projections, and claims reserve development. Additionally, she oversees all aspects of the company’s cost of health reporting, providing actionable insight into medical management program development and evaluations. Prior to Blue Shield, Yao was the Vice President of Medicare Pricing at UnitedHealth Group and Director of Pricing at PacifiCare Health Systems.

Yao received her Bachelor of Computer Science from Tsinghua University and her Masters of Applied Mathematics at the University of Connecticut.