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Individual Health Insurance

New Rules in 2014

In 2014, individual health plans will no longer be allowed to refuse to cover you or charge higher premiums because you have a pre-existing condition.

Individual health plans are plans you buy on your own, for yourself or for your family. California’s Health Benefit Exchange, Covered California, can help you determine if you qualify for Medi-Cal, or other federal subsidies, provide you with coverage options and plan costs. You can contact Covered California by phone at (800) 300-1506, TTY: (888) 889-4500 or by visiting their website at www.coveredca.com.